Reward Point
National Bank 360° Rewards
- Earning Points:
|
Card Product |
Usages Amount |
Reward Point Earn |
|
All Product |
BDT 100 or USD 1.00 |
2 |
- Reward Point will be calculated after transaction settlement and printed on Monthly Statement.
- Eligible Transactions:
- POS Transactions (Domestic & Cross border)
- E-Commerce Transactions (Domestic & Cross border)
- Non Eligible Transactions:
- Cash Withdrawal.
- Fund Transfer (Manual & IB).
- EMI Facilities.
- Transactions made at any fuel station in Bangladesh.
- Transactions made at MFS wallets. (bKash, Nagad, Upay etc.)
- All Bank Charges.
- A false, inaccurate or fraudulent Credit Card transaction.
- Balance Transfers.
- VAT, CIB Fee, Excise Duty & Govt. Charges.
- Expiration of Reward Points:
- Points accumulated in your card account but not used within a subsequent period of 36 months from the earn date will expire every subsequent month. Points need to be redeemed at least one working day within banking hour prior to its expiry.
- In case the Cardholder Agreement expires (i.e. the Card is cancelled), any Points, which have not yet been redeemed, will automatically be lapsed/revoked immediately from the Credit Card.
- In case of expiration of a Credit Card, the accumulated Membership Rewards Points relating to that Credit Card shall be carried forward.
- Unless otherwise determined by the Bank, each Membership Rewards Program will run for a specified period and the Bank shall determine the duration on each Membership Rewards Program period in its sole discretion.
- The Membership Rewards Program is subject to automatic annually renewal unless discontinued by the Bank at its sole discretion.
Waive Renewal Fees against Reward points
|
Card Type |
Annual Fee (Tk.) |
Reward Points to Waive 100% |
Reward Points to Waive 75% |
Reward Points to Waive 50% |
Reward Points to Waive 25% |
|
Silver |
As per SOC |
2,000 |
1,500 |
1,000 |
500 |
|
Gold |
As per SOC |
3,000 |
2,250 |
1,500 |
750 |
|
Platinum |
As per SOC |
4,000 |
3,000 |
2,000 |
1,000 |
Required Reward Points to pay Outstanding
|
Reward points |
Value (Tk.) |
|
Reward points |
Value (Tk.) |
|
5,000 |
1,000 |
25,000 |
6,000 |
|
|
10,000 |
2,200 |
30,000 |
7,200 |
|
|
15,000 |
3,450 |
35,000 |
8,400 |
|
|
20,000 |
4,600 |
40,000 |
10,000 |
*** For USD outstanding, USD amount will be converted in BDT, Conversion rate will be applicable as on Cardholder application date and apply as above
