1. Interest bearing EMI:

With the National Bank Credit Card, customer will have the option to convert any retail purchase, ATM, internet banking fund transfer, fund transfer etc. transaction into equal discounted interest-bearing installments to repay the amount over a period ranging from 3 to 36 months.

• Eligible Transactions: Credit card domestic POS, Ecommerce, Cash Withdrawal, Fund Transfer legitimate goods & services purchase single transaction at any merchant of any Bank.
• Non Eligible Transactions:
  • Cash Withdrawal.
  • All Bank Charges.

The EMI Plan will have the following features:

EMI Tenure	Up to 36 months
Minimum Transaction Amount	BDT 10,000
Interest Rate	9.99% Flat

2. Hospital & Medical EMI:

With the National Bank Credit Card, customer will have the option to convert any Hospital & Medical Services transaction into equal service-charge based installments to repay the amount over a period ranging from 3 to 12 months. 

• Eligible Transactions: Credit card domestic transaction in Hospital & Medical services at any merchant of any Bank.
• Non Eligible Transactions:
  • Other than Hospital & Medical bills.
  • Cash Withdrawal.
  • All Bank Charges.

The EMI Plan will have the following features:

EMI Tenure	Up to 12 Months
Minimum Transaction Amount	BDT 5,000
Interest Rate	6.99% Flat

3. NB 0% SplitPay EMI:

NB 0% SplitPay EMI is an installment plan that allows converting any retail purchase worth BDT 5,000 or above made by National Bank Credit Card from National Bank partner outlets. Cardholders can payback the amount in Equal Monthly Installments (EMIs) over a tenor ranging between 3 to 36 months.

• Eligible Transactions: Only credit card domestic POS legitimate goods & services purchase single transaction at partner outlets of National Bank.
• Non Eligible Transactions:
  • Cash Purchase.
  • All Bank Charges.

The EMI Plan will have the following features:

EMI Tenure	Up to 36 months
Minimum Transaction Amount	BDT 5,000
Interest Rate	0%