1. Double Benefit Account (DBA): 

Under the revised rate of interest of Double Benefit Account (DBA), the deposited amount will be doubled in 07 Years instead of 06 years 06 Months, the effective rate of which is 10.41% p.a. Double Benefit Account (DBA) can be opened at multiple of Tk. 1,000.00 with minimum of Tk. 10,000.00 without any upper limit.

Notes:

1. In case of providing credit facilities against scheme deposits opened from 01 December 2025, above stated interest rates are to be used in determining Minimum Lending rate.
2. Other than the revisions mentioned above, all other features of the respective scheme deposit will remain unchanged until further notification.
3. The Scheme Deposits opened on or before 30 November 2025 will continue as it is. Revised interest rates and encashment features will be applicable for those scheme deposits opened / renewed from 01 December 2025.
4. Excise Duty, VAT & Income Tax are to be realized from the account as circulated by the Government time to time.
5. The calculations of deposit schemes shown above have been calculated excluding Excise Duty, VAT, Income Tax and other charges (if any). The matured value / receivable amount of above Scheme Deposits can differ due to deductions as per Government rules.
6. Installment amounts of Scheme Deposits have been rounded off.